An attractive double fronted period cottage with lovely features, 2 double bedrooms, a rear garden and off street parking, all within moments of the many amenities offered by this highly regarded village. The modernised cottage works well to synchronise period charm with modern comfort and practicality while offering two double bedrooms and a good sized living room. Early viewing is essential to fully appreciate all that the property and location offer. No forward chain.
The property has been a much loved home of our client for a number of years and is reluctantly being sold as he will be jointly buying a larger property. Many buyers will be keen to secure its position close to the pubs, shops and other amenities offered by this sought after East Yorkshire village. It offers excellent accommodation as well though, with no small or awkward rooms. With gas fired central heating and uPVC double glazing the accommodation comprises: an Entrance Hall, a 20’ Living Room with exposed beams, an exposed brick fireplace and wood burning stove, a good sized fitted Kitchen, Breakfast/Garden Room, Shower Room and two Double Bedrooms. There may be potential to park a smaller car on the gravelled area leading from Charters Lane to the garden gate but the owner also has the option of using a space in an area behind the rear wall of the garden.
A really lovely property that is likely to appeal to first time buyers and downsizers. Early viewing is highly recommended to fully appreciate all that it offers though we do have a 360 tour available which will provide an excellent insight in the first instance.
LOCATION
The property is located on Main Street in this sought after and attractive East Yorkshire village. Its location puts it near, but not next to the two pubs, local shop, fish and chip shop, takeaway and other useful amenities. There is also a golf club in the village and pizza restaurant in a lakeside location on one of the nearby holiday home sites. There is also a primary school and a church. This good offering is supported by those which nearby Leven has available as well as those in Hornsea, Beverley and Driffield which are also close by. The location also provides great access to the nearby coastline and holiday home owners may also be interested in the property.
ACCOMMODATION
Living Room - a 20ft living room with exposed beams, two windows to the front, an exposed brick wall and fireplace housing a wood burning stove.
Kitchen - a good sized kitchen for the size of the property offering a range of base and wall mounted modern units with an electric oven and gas hob, sink with drainer and a window to the rear. There is also a breakfast bar against a wall though this area may also provide space for a kitchen table.
Breakfast/Garden Room - an attractive and light room given the glazed door and floor to ceiling window that could provide space for a small dining table or seating area.
Shower Room - with a modern suite in white comprising shower tray, wash hand basin and low flush WC. Extensively tiled walls and tiled floor.
First Floor Landing
Bedroom 1 - a double bedroom with storage recess and window to the front.
Bedroom 2 - a further double bedroom with a window to the front.
Outside - to the rear of the house there is a largely walled garden which despite the property’s central location is quite private. There is a shed, wood store, areas of gravel for ease of maintenance and a block paved path leading to the rear gate. Walls to two sides and fence to the third. The gate leads to a further area of gravel which in turn leads to Charters Lane and gets wider as it goes along. This area may provide an area of off street parking for a smaller car. Beyond the rear garden wall there is an area where the owner has the ability to park a further car. On street parking is also available on both Main Street and Charters Lane.
Heating and Insulation: The property has gas-fired radiator central heating and uPVC double glazing.
Services: All mains services are connected to the property. None of the services or installations have been tested.
Council Tax: Payable to the East Riding of Yorkshire Council. The property is shown in the Council Tax Property Bandings List in Valuation Band ‘B’ (verbal enquiry only).
Tenure: Freehold. Vacant possession upon completion.
Viewings: Strictly by appointment with the agent’s Beverley office. Tel: (01482) 866844.
Tenure : Freehold
Council Tax Band : B
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 0 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £250k | 3 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £425k | 0(5)** | ||
| £425k to £625k | 5 | ||
| £625k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
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